I get it what you mean, but still BTS mechanism in my opinion is far from perfect. It is too difficult to explain even for professional traders.
It's unfair to force every user to take part in cryptocurrency speculation markets.
the funny fact is... that if we remove SBD, then actually 100% payout will be exposed to speculation about Steem price. Right now people can avoid that keeping SBD.
When we are dealing with financial instruments, we can't simplify them so much that they don't function properly. If properly functioning feature is too complicated to explain people, maybe we shouldn't have it. The derivate markets are not our core business, anyway.