Dear natxlaw, what do you mean by "they are a one time payout kind of investment" ? As far as I know the tokens will be exchange traded (they're about to announce in which exchange it'll be listed) and also you're able to redeem your tokens for your fair share of the ERC20 assets held on the smart contract at any time. The white paper explains how this division is done.
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With a stock, it pays what is called a dividend (used to do this anyway). That means you get payouts forever based on the ongoing revenue generation. With these coins it's a little different. The pot gets bigger based on fees coming in, but once you cash out the coin, you get your payout (1/5,000,000th of the fee hoard at the time). Your best payday is a game of chicken between you and the Grim Reaper. But you can trade them like a stock, so someone might be willing to pay you much more than 1/5000000 of the pot, if it looks like the pot is growing astronomically. Since many stocks don't pay a dividend (which is a scam IMO) this is at least as good as that because it has a concrete contractual backbone.