Our idea of login and password are antiquated.
It was ok when you had a few COMPUTERS to log into, but today every site has a login and password. And because we are human, we often use the same login, and the same password.
And worse, sites like f-c-book remember you, so you never use your password for years.
Things like password tools are even worse. Sure they make your login and password impossible to crack via a random character string password, but it hides all the important information from the user. And it provides a single point of failure.
AND Microsloth Winders allows anyone who accesses the machine to just look at anyone's passwords. (well, its not that easy, you have to know what you are doing, but it is a piece of cake for any software guy.
Great comment, I completely disagree with the password apps and having a computer remember my password for me. Rife for hacks!
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write them down like i do ;)