Use a decentralized exchange to go in and out of fiat.
Employ good security on your computing environment.
Look at #bitshares if you do not want to go out of the crypto-currency ecosystem, but want price-stable currency (besides SteemUSD).
Consider keeping some of your earnings in SteemUSD, but remember that sometimes the USD/SBD peg does not do what you expect it to do.
You could even get price exposure for GOLD and SILVER using #bitshares.
There are so many options, and they keep growing.
Use a centralized exchange as a last resort, not as the first choice -- they are bad for your privacy and potentially bad for your funds!!