I've been jerking it for years, (as any teenager) and recently I lost my virginity plus plenty extra. (I'm 17 btw)
I swear I would rather jerk off than go to the effort to fuck a girl. I think in the future I'll only get with a girl if she makes it super easy for me, because it's so not worth it when I can just jerk off. My experience was plenty good it just wasn't anything special.
I've always jerked off and thought to myself, fuck, I need to fuck a girl for a change, and when I did it I ended up having to jerk off to cum after like 3 hours of sex.
In conclusion, you shouldn't worry so much about sex and girls and go on with your life. There are so many more things that are way more fulfilling.
TLDR: Sex isn't that good.
You haven't had sex with the right person yet. I'm 29 and my last relationship started about 4/5 years ago and it was the best I've ever been treated. Genuine care, love, and selflessness. I've never had such good sex before. It took time to figure out how to be sexually comfortable and trust that person.
You need to keep meeting people until you meet a really awesome person that you find yourself attracted to. Hopefully getting to know that person will reveal how awesome they are.
I'm basically looking for a best friend I can have sex with. I think that would be the most fun person to spend my life with. Though everyone is different and others may have new perspectives.