I was about to thank you, but I decided to check your own posts. I first checked the website and I was impressed by how clever the idea is. Well done.
Then I looked at your latest post...a bit long in the tooth, but interesting.
As for the bank in your post, I am lucky, I found one which funds all nationalities...I just started a community and I had to interrupt my posting explanations about how it works, but I will start again, soon.