My concern with these types of financial product is the ease of which they seem to be available to consumers and the way they seem to target the more vulnerable socioeconomic demographic.
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Absolutely - - still, this post is about comparing to determine which is the least worse! haha.
Keen to hear from someone who has actually used to see how it went for them - know anyone who has used and which one do they use? :)
I know of a few people that have used either Zip or After (I'd never even heard of the other option until this post), but nobody I'm close enough to that I would delve into the details of the process with them - sorry.
Thanks anyways - yeah just keen to make sure I understand properly and not just jump to a conclusion because well..I'm not a fan of credit etc...