Good question. The SmartCard will not work for withdrawing money at an ATM. I will reach out to the devs and ask them if it is in the roadmap. I do know that the Smart Card will now have a magnetic strip or a chip embedded in the card. The card will function purely with QR codes and the SmartCard client app.
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I wonder why we need a card for that in the first place and not just use an app on the phone.