Is it still 20 days with the new Nodes? I though it was changed. Also, not sure if this has changed yet, but you need to modify your smartnode.conf file to withdraw from the collateral wallet. Actually, no even with the latest wallet you need to modify the file or else you will get a message telling you that you have insufficient funds.
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The change is happening on July 7th and the new code is already running. From then on new nodes will be implemented much faster and payouts will happen more often (with accordingly less sums) and totally automated, unlike before.