I'm starting to see SMT as a bridge between centralized and decentralized systems. Decentralized distribution really makes sense since we rely on proven mathematical algorithms and the inherently secure and transprent blockchain technology. I'm wondering if user interface tweaks can improve privacy though. for example, can't we hide the wallet with a personal password? It might be easier to hack but without the appopriate key, they would not be able to get your money. At least we have control over who sees each wallet. It can be accessed thruogh the blockchain but may reduce spam as well since novice spammers don't know easily who has a biger voting power.
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