You are definitely right, the way the current system works is to keep the poor bearly surviving and push them down when they try to get out with huge amounts of bureaucracy and taxation... I often say that the difference between third world countries and developed countries is just one, both have whirlpool systems in place to make the poor even poorer, but in developed countries the poor are kept floating with the help of ropes, in third world countries there are no such ropes, and the poor just go deeper and deeper into poverty until the country finally breaks...
I really need to look more into UBI, I've seen great UBI projects in the crypto space and I still know only the basics of it...