I feel you bro, I had to focus on my bills first before even considering anything like this. Crushing debts feels great though, and I've worked big time to reduce my monthly expenses except for what I really need - food, water, shelter, etc. Everything else I'm able to pocket and invest now.
Splinterlands looks incredibly promising as a long term play. Even though my yields are only 20%ish right now from rentals, I'm quickly learning how to boost that, both through airdrop restaking (i'm up to almost 14 SPS/day now after selling a few summoners that weren't earning me shit in rentals).
The value of cards long term is what really intrigues me. After seeing the Yodin Zaku i pulled in the summer of 2020 now worth 30x what i sold it for, I'm a believer, lol.
I may try and play a little daily too, I never really took the time to learn how the hell to play Splinterlands lol, so I've always sucked at it. Might be a good way to unwind at the end of the day, like you say!
I have about 2 more years of the big bills, about a year and a half of child support left and then about 2 years of debt… well not counting the student loans… but yeah we won’t talk about that, lol.