I think that basic things like that should be obligatory. Survival skills are also definitely a thing to know, though. You never know what might happen.
Well, Steemit is definitely not going to go bankrupt, but there are different ways it can burn to ashes.
Also, I do have a general idea of how I picture myself in 5 years. I will probably be emplyed/self-empolyed, maybe have a kid, who knows, really.