I would prefer a lending contract mm. But I'm not sure how much a sps listing will even help. It seems that getting Dec listed would have more direct benefit to the DAO and sps. This would remove liquidity from elsewhere and help the flywheel. Also we have a ton of Dec in the DAO that will sit and do nothing. I think this is an option to use that Dec without flooding the market and harming the value.
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DEC itself can't really be listed directly. We'd have to choose if we wanted to pursue a listing for a wrapped version of DEC. That said exchanges generally don't like tokens without a finite supply that they can't audit the contracts for... IMO pursuing DEC exchange listings would be problematic at best.