Hi there :) It will take me a while before I understand all this changing of Steemit earnings to cash I can use (or get it into my bitcoin wallet (don't yet have one though! so that I can use bitcoin to pay for things on other sites), but I reckon that I'll grasp it all eventually. I want to.
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@teresaschultz - It's good to have a reference but don't even worry about that yet until you can build up your following and readership. If I was going to give one more tip on best practices beyond the 3 C's (scroll up through comments. I reference it several times) - I would say if you had 4 hours to dedicate to Steemit, one hour should be dedicated to creating a well-thought, well formatted post. The other 3 hours should be dedicated to reading, upvoting and leaving comments.