I think I'm going to have to learn pretty soon. From what I understand, in order to cash in your steem dollars, you have to convert them to bitcoin, and from that to cash. That sounds like a pain in the butt to me, but it is what it is.
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It can be somewhat troublesome but really only at the beginning, once everything's in place its all rather smooth, especially crypto to crypto transfers, then bitcoin is prolly the easyist currency to change back into Fiat, its just learning the process, but even that is facinating, you get a feel for how this all works and its just super amazing!:-)