Yeah, I'm running a SBD-to-STEEM conversion experiment right now where I'm converting a set amount of SBD per day and then re-purchasing SBD when the conversion goes through. My first attempt that I completed today netted me a little over 2% (I started with 200 SBD, ended up with just over 204). That is very very far from the 15% that all of the face values are suggesting, and I don't know where you came up with 20% - that's simply not available today. :)
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