It's not about communism. People can exit under the current system. The delays in place are a strong protection for active participants in the system. People who just want to speculate can hold their funds in an unpowered state, probably on an exchange, where their safety (or lack thereof) is determined by the exchange anyways. But active voters (powered up participants) are responsible for their own funds, and the powerdown delay has saved many people from losing all their funds.
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Could you clarify exactly whose incompetence you're referring to here? Are you saying new users are incompetent for losing their funds? Or do you mean that devs are not competent enough to make this change, but are afraid it's technically difficult, so are hiding behind this as an excuse? Because if the latter, it should be pointed out that devs have already said this is an easy change to make, from a technical perspective.
Safety is often used to sell something to the ignorant while keeping other agendas private.