If the person you tip authorises SteemTipper within seven days of getting the tip, it is credited to their balance in the database. That balance is tied to their social media account. So at any time while that social media account is logged in to SteemTipper, it can use that balance. If I send you a tip and you don't have a STEEM account, you could actually use the tip I send you to tip otherpeople, if you want! It's your balance to do with as you please. We don't take any fees or a cut at all. You could amass some tips, or pass them on... When you decide to withdraw/cash out, then you will need a STEEM account to withdraw to. We're looking at other options, but to start, withdrawals of tips will need to have a place to be transferred to on the chain. Hope that helps explain it!
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