Great post! I don't know much about ARK, will look into it.
I feel that playing the appreciation game is speculating and subject to my emotions. But if I am getting paid no matter what, I does give a better sense of security.
I hope you are using stock options to collect even more income your stocks or ETFs you already have. A covered call strategy is safe and can give you plenty of returns to buy shares or income to spend.
The real state is the best because is safe and you can use leverage.
Looking forward to your next post.