If you trust in the long-term stability of SBD buying SBD at 20% below the peg makes absolute sense. Using the convert option at this time is risky, due to the current downtrend of steem and the 7-day-median conversion price.
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Thank you for sharing, I continue to underestimate what a difference the 7 day median has on the conversion price.
Great post, very informative. Bravo