What is 1 thing that you spend money on that you wish you would cut back on? Will you do it?
If I did have a problem, it would be being too thrifty. I rarely spend on what I don't need. I guess that's just how I was raised. But if I really was nitpicking, I wish I didn't have a car loan to clear. Haha.
- I don't have credit cards therefore no credit cards debts.
- Highest spending - my car loan and petrol, insurance and food.
It's funny that you say that you're too thrifty @danielwong, I have a similar issue... I honestly hate spending money and I get bashed by friends and family for being "cheap". I just really enjoy investing and letting my money grow. One of my New Year's resolutions is to actually take a few trips this year and enjoy the life I've built for myself. We'll see how that goes 😊
Your highest spending consists of necessities - that's a great sign of amazing money management, keep up the good work!!
Haha great to be in such company. I'm thinking of a trip to. Maybe a year ends one.
Have a good weekend man.