I am quite happy to earn Steem for my efforts. There is potential in Steem. 
Potential value is massively superior to the guaranteed losses within fiat currencies. The world’s central banks publish their intentions to devalue fiat currencies. Governments require increasing inflation to meet their revenue predictions.
Gradual inflation means higher tax revenue.
Currency does not have a life expectancy. In theory, it keeps circulating through the economy like blood circulates through your body. Taxation is a source of nourishment for government’s operations.
Banks create more currency constantly. Central banks create currency to inflate the supply magically (out of nothing).
Steem has a value outside of the fiat system. Earning value outside of the fiat system is essential.
It may require many months or years to find the proper time and destination for earned steem, but I can’t imagine trading it for fiat.
Before a new crop is planted, the old crop must die and be plowed under.
Here is today’s beauty.
You are a wise man in regards to fiat currency.
Great!