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Sure, from bitcoin.de you can exchange your btc to euro and transfer it to your bank account or directly to fidor. Fidor is only a solution that speeds up the process and you can hold your money there too and even use a credit card from their bank (a explained in the video). But the "long process" remains the same

Ok understand, but you need yet another account with some other bank :) Not really applicable for me, since I'm in The Netherlands. Not sure what path I need here in NL, but I know I do not want to get another bank card or CC in the pocket since I already have too many :)