Is the white paper outdated in that case? So payouts stop giving out SBD completely if the debt ratio is greater than 10%? The quote at the beginning seems to say something more about STEEM on conversion. Thank you for taking a look.
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I believe it just changes how much SBD is given out and replaces some with STEEM, but I haven't read the source code to know 100%.
Okay, I think I've somewhat verified this by poking around source. Suffices to say it definitely does not work remotely close to what I was guessing :)