Blimey. It really is very confusing @preparedwombat.
It's a bit late in the day for me. I think I need to come back and read this post again.
It's interesting that no-one seems to talk about Vests much. It's all SBD and Steem and SP. And yet it it seems that this what is what is really critical!
I really would like to get my head around this.
Thank you for your input!