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Thanks I have been working on selling other coins and getting steem lastley I dumped a binch of ripple before it tanked going good right now for me :)

Ripple was a pump and dump coin.... stellar is much better. Banks will not use ripple... they will create their own. Lots of hype.

I agree, there is not any reason for banks to use it

Agree. They're looking for the underlying technology which is not linked to the coin in any way.