Yes, STEEM is a usable currency, probably the only one that has a product that's live and that you can see at work. One other thing that's gonna make STEEM very valuable is that there is value in holding it as Steem power, as you can "mine" it by participating on Steemit. I see a future where a lot of Steem will be held in Steem power, and very little circulating. Making STEEM rise in value incredibly.
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I know of no other crypto that has anywhere near this type of value; it seems to be the first.