I f you think steem as the main source of income then its difficult time, just remember steem is not having a price as per its utility value rather its price is mostly influenced by the bitcoin price action and the broader market sentiment. So it is having a more of speculative sentiment. The moment it is traded with its utility value then steem will be much more reliable and much more stable.
I will not be surprised if steem hits 0.4 but it it hits 0.2 its ICO price then I would be really surprised.