Excellent overview of this possible change. It's good to read these words from a banker who actually understands a bit about money. (Many "bankers" do not.)
You're analogy to bank interests provides the clearest insight that I have read on the topic. Cheers!
I am glad that you find this rather boring article from a bonehead interesting. Also, I find it interesting to know that my analogy is clear and lucid enough and relevant to the topic. Seriously, Steem Power is meant to be locked up for a longer period to maintain some level of sanity. I hate to say that a change to the status quo will be disastrous and catastrophic but that is what will happen anyway!