It is not the market. It's the system, which ALWAYS regards SBD as $1, no matter its price. It will always bee $1 in the steem payout, because it is the steem based dollar. So, any time the SBD is over $1, use 50/50. @Steemgoblin explains it pretty well. https://steemit.com/writing/@steemgoblin/if-you-re-taking-100-sp-payouts-you-need-to-stop-you-re-robbing-yourself-step-in-here-let-me-explain
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right. we should choose 50/50 when SBD is over 1$, and 100SP when SBD is under 1$.
I posted about this in my blog post.
Well, that's not all of it. Because whether it's at one dollar or not, it cant still be worth more than the sp.