It's completely stupid and depressing that people have to worry about "money." It feels inhuman and inhumane. It robs people of self-worth and deprives them of being with other people on the terms that they'd like to be. It's sad, but hopefully projects such as this will be a lot of alleviating.
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Yes, steemit does help us learn to put money aside. It is a gradually process but we are doing well to teach with our own deeds!