I had been saving my SBD and waiting until the conversion to Steem is better. It was about 5 steem for one SBD about a week ago, but lately there has been a conversion rate. I think it makes sense to Hold it in this sense, but I also want to power up and strengthen my account so I was facing somewhat of a conundrum.
I know your pain and I really don't think there is any way to know for sure what will happen in the short term. It's all speculation.