I just read an article that is pretty interesting. You can now order a card (it does cost $49 to get the card) and then you can transfer your STEEM to it and use it anywhere credit/debit cards are used, including ATM. It is very interesting to say the least.
The name of the card is Paycent. There are quite a few transaction fees, but you can be bank free if your desire is to do so. Imagine a world where someone can't just take your money or freeze it because they don't like something you did or said. In this ever changing, politically charged world we live in in which tyranny is on the rise, it would be nice to have something like this and just be free.
Check out the link to the article I read here on Steemit and I include a link to the Paycent website if you are interested. I have not done it yet, mostly because I don't have much in the way of steem dollars that I would want to transfer at this moment.
https://steemit.com/paycent/@steem.marketing/paycent-integrates-steem
If you have done it, or are thinking about doing it, let me know what your experience is like.