Excellent advice - one cannot be too careful. You make several interesting points but one in particular I had not considered until now. In my zeal to protect my own information, I did not properly appreciate the fact that by each of us securing our information, we essentially reduce the collective weakness of crypto-currency. In other words, if repeated efforts at hacking yield no results, the cyber criminals will choose easier targets (non-cyber currency) and that's good for all of us.
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