That is what I've been doing the last couple of days, just taking the 50/50 reward and watching the market. I have no interest in cashing out right now even if I fully expect the price to follow a pattern of ups and downs. Thank you for your time!
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Now is definitely the time to wait or to cash out SBD to Fiat.
Anything else is not wise as the worth of SBD increases with a bigger gap between SBD and Steem as we have seen a couple of weeks before.