Decentralized all the way. Look at the recent trouble Facebook is getting into with user data. And even YouTube is getting controversial with demonetizing users whose "views/opinions" do not match those of the "advertisers" of YouTube. I also think Decentralized Exchanges will play an important role later in 2018. I like your ideas.
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I think with user adoption, Steem's multiasset DEX will work wonders. Also time for whichever exchanges that are widely used to pivot into DEXs..