This was very helpful. I've been using some of the exchanges. The amounts have been so small that I've not worried too much, but I just had a small investment quadruple so it's not so small any more. What kind of external wallet do you use. I just had a laptop crash so I'm concerned about having anything on my computer.
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That's the good thing for us little guys. The transactions come faster and are easier to move to offline storage. I wonder what the security plan is for those that need to keep their accounts "filled up" for trading purposes
I've wondered that as well. I would be a nervous wreck!

Yes, exactly! I actually have everything I have (crypto wise) split between my STEEM wallet, and BitShares.
Where do you keep bitshares? I have some in an exchange at the moment. not a large amount, but would like to know for future reference.
The best place is actually in a BitShares wallet. Here is a UI that interfaces with the BitShares blockchain: https://bitshares.openledger.info
Thank you for all of the info!