Completely agree with what you say about the potential of steem (and other crypto currencies). I really like the fact, that it already gives more financial freedom to many talented people, who's potential is largely ignored in today's business world.
The one thing I can't quite figure out, is which is better too keep STEEM or SBD, as a backup for tough times. Over Christmas the SBD was definitely the better to have (and spend), but when the talk is about growth, people always see STEEM on the rise and I wonder, if it would be good in the long run, to buy STEEM for SBD now...?
Hard to say...SBD is worth $1 of STEEM, at least at face value. Many, including myself, thought it would head back down to that level by now...it hasnt.
For me, STEEM would be the better choice but some are projecting $40 SBD.
Do you have an article of someone who explains the 'why' behind a $40 SBD?! I'm curious to see if 'people' think this will be connected to a rise in Steem itself or if SBD might get at $40 and leave Steem behind?
As you know I'm on a power-up path myself, so not HODLing any SBD at the moment. Have to read the counter arguments too though :-)