Due to SBD's broken peg (i.e. actually better scenario), one's SP can increase more than the compounding rate. It is great time to collect STEEM and power-it up due to SBD's favorable rate. The dollar amount or STEEM TOKEN UNIT (STU) represents 3 to 3.5 times in USD value. We are still early adopters, earning STEEM is easy, but in future, when STEEM's price will rise xx times, we may earn more USD but fewer STEEM. For starters, there is no free launch, one has to earn STEEM with effort if he/she does not own significant wealth or willing to take risk by buying STEEM.
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Cashing out on SBD now means, if one wants to buy in later, it will most likely be at a higher rate.
And yes SBD is elevated, but so is the price of STEEM. While we are looking at roughly a 1 for 1 swap now, down the road, you might be looking at a 10 SBD for each SP.
No matter how you break it down, the odds are that there is no advantage to having to get in later or to acquire SP at a later date...it will be more difficult/expensive.