Great information, I had no idea that this was happening or even how. Time to crunch some numbers myself and maybe power up a bit more. Thanks for breaking down how this interest works on SP and making it simple to understand!
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This is especially great information for you and @treblemakur. I'm somewhat familiar with this, but it's fantastic @lukestokes gave us this great break down from an Interest and APR perspective.
Thanks for the tag. I will review this information in a bit.