How is the website malicious, lol? You can refuse the cash, if you wish, otherwise, it seems perfectly reasonable that people get paid for the content they create and work for. Better than seeing ads all the time.
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Because it's functions the same way as a lottery. Most are paying in, not getting anything in return. People who have a lot of money to promote and fake upvotes get to the top, and skim from there. People who make art, music, writing things that aren't get-rich-on-steem posts ... they get left out in the cold, and it' the dead opposite of the draw in the first place. It just further illustrates a societal illness.