I wonder if there's a major benefit to the 3 month lock anymore?
When inflation is reduced to 9.5% the only purpose of the lock period would be to prevent double voting ( so you can't get rid of it completely for security reasons) but you could reduce it a lot more than 3 months.
Keeping a lock time period of 3 months will actually results in less people curating and participating. Think about all these people that want to use their leftover money to curate for a few days but don't want to lock that money because they might need it a week later, well all these people won't be able to participate.