The tendency for the teeming mass of humanity walking around with little to no net worth is due to their poor choices in life. Why would you think that this virtual platform would exhibit different behavioral patterns? I would argue that because most members of social media are younger people with little to no life experiences, we would observe more short-term thinking behaviors than would observe in the real world.
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I don't think it would but, at this point for many, there is time to adjust what they have been programmed to do. And yeah, I think most of the crypto world suffers from lack of life experience.