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It is exactly the perfect addition on my fears indeed, and it is not taking away my fears I must say.

yes the concept of creating and funding accounts ourselves is a good thing, but the concept of steemit getting more 'exclusive' leaves a very dirty elite taste in my mouth I must say.

How is spoken about the ability to invest is as if its like buying a cupcake, and this is not so normal for the majority of the users.

It's what I say...we will have to see how it plays out