It's also not about the value of stem either... It's about the amount of stem you get for the post. A $1 post right now gets you 1 steem. A $1 post when steem is at 10 cents gets you 10 steem (now with $10). Long term, the $1 (1 steem) you earn today could be worth $100 a few years from now when steem makes it to $100.
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I joined steemit this January and have been operating on the basis of how many steem tokens I can earn rather than dollars...... mostly because I consider this place as my long term investment.