Oh boy, do I agree! I am not rich, nor am I poor..I am simply uneducated in the realm of cryptos. I do study and learn, rinse and repeat and remain steadfast in my belief that the knowledge will come when I am ready to receive it. That's the way the universe works. I trust in Steemers like you, who have been here awhile and have a level head about things. Not so much the ones who cry wolf and shout about falling skies lol.
I wish you and your family a happy, healthy and profitable New Year!