AS I see it, it all adds up and if held will hold value later or at least, that is the hope. For me to be able to get a decent revenue stream from Steem, I have to hold Steem. It isn't going to be consistent enough to post for reward long term. Holding for me means that I will not only be able to provide for me, but help others provide for themselves in time too.
This place suits me so it is okay now but in time, everyone should be looking to make their own type of home on Steem until it becomes a full city.