I love the way you think. I was just talking about this yesterday myself but not in the way you have put it. I read a prediction that STEEM would be up to $1000 by 2022 that means anyone with an account SP on $1000 right now now are Millionaires they just don't now it yet. And are 4 years from being a millionaire.
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This is the crypto world...it is possible that comes a lot sooner than that.
ETH was under $10 this time last year and is now over $1,000.
No telling how fast things can move. SMTs might have an enormous effect especially if they implement the retiring of some STEEM.
I will not complain if it reaches that sooner than expected.