Why would anyone use a crypto-card online? Great question I am glad you poised that question for us. Use a card online. Convenience, that would be my first guess because of the convenience it offers. Additional features is that I would not have to be connected to the internet to use a card also, using a physical card can open up more opportunities to use a card while travelling.
Maybe you asked the wrong question?
Maybe you missed the point behind a physical card to be held and used as a debit card online and in local shops.
The point of the card is to become a medium a bridge built between what exists now and what could be. People already are familiar with using a debit card and are content to add funds to them on a regular basis for the convenience that card offers. Crypto in general has a long road to travel before it is accepted in many places. However, a debit card does hold the same ability to be used in as many places as a credit card.
People can put their payment to the card in FIAT and it is automatically converted to their choice of crypto.
We bring more people to the crypto world by how we do things. Not just what we do.
Again I think you missed a point of crypto, The point of crypto is to remove the power held over us by those who control the production of finance. To create a greater equality on the distribution of wealth and prevent third parties profiting from the necessity of the need to transact exchanges of good for a value.
I feel, respectfully, that you did not make a solid argument in your response. I recognize the value of my Bitpay card in real life at a brick-and-mortar store, restaurant, coffee shop and places like that. I fully understand the value of those purposes.
The point I was making, the one I believe you did not understand I was making, because your response did not address my point, is about online payments. Online payments are risky with the potential for identity theft. Additionally, credit card fraud is a known booming black-hat industry.
If a certain online business only accepts fiat currencies and you MUST accept their services fine, do as you please. But the only way we'll achieve mass adoption is if we stop letting businesses get fiat currencies out of us, as their customers. We need to use on-chain transactions if we will ever have a chance at mass adoption. It simply makes no sense to not use cryptocurrencies for the very thing they do best.
And why can not a card be used on the chain?
It is merely code to relay a transaction to a record on chain.
How many people lost their finances from a Steem account?
How much safer is so called online?